Wallet

Account Balance

Your Allocation

A place where you define your "drawers" for money. You add an account name, choose the currency (PLN, USD, EUR, GBP), and specify the type (Bank, Cash, Investments, Other). The system automatically converts everything into your base currency (you can change it in the app preferences) and shows the total capital.

Entry

Operability

Your logistics center divided into three types:

• Expense/Income: Standard entries (amount, category, date, account, description) with the option to add a photo of the receipt.
• Fixed operations: Automation. You set the day of the month, amount, and category, and the system itself takes care of regularity (e.g., rent, subscriptions, salary).
• Internal operation: Transfers between your accounts (e.g., ATM withdrawal to your wallet or transfer to an investment account). These do not change the total capital, only move it between drawers.

Savings Goals

Foundation of the future

Virtual "piggy banks" for specific dreams (house, trip). You set a target amount and an optional deadline. You successively add payments, and the progress bar shows the percentage of completion. After reaching 100%, the goal goes to the Archive/History of completed goals.

Financial Analytics

The brain of the wallet

Here you will find:

• Savings rate: What % of your earnings stays in your pocket.
• Freedom Index: How many months you can survive without a job with your current expenses.
• Expense breakdown: A pie chart of categories.
• AI Analysis: The ability to ask artificial intelligence about the condition of your finances and request advice.

History

Transparency

A full list of all operations (one-time, fixed, and internal). You can edit or delete each entry if you made a mistake.

Categories and Limits

Discipline

Here you create your own categories (e.g., "Food", "Entertainment"). You can set a monthly limit for expenses. The system sums up expenses in a given category in real-time and shows what % of the limit you have already used.