The Wallet Module: Full Control

In the post below, we present how the Zenith Wallet section operates. See which tools will help you gain control over your finances, provided you spend a few moments entering your transactions. So, you are trading chaos for control.

Balances and Assets: The Full Picture

You start with the foundations. Here you add your accounts (bank, savings, investment) and cash in various currencies. This is not an automatic bank connection – for security and privacy reasons, you enter the current balance yourself. This gives you a single view of your entire net worth without logging into multiple institutions.

Entries and Operations: Speed and Precision

The data entry system is divided into three specific sections:

  • Expenses and Income: You select the amount, category, and account. You can add a description to have clarity on the purpose of the transaction.
  • Fixed Operations: You configure recurring payments (subscriptions, rent), and the system automatically records them on the designated day of the month.
  • Transfers (ATM/Internal): A feature for moving funds, such as an ATM withdrawal, which maintains data integrity without artificially inflating expenses.

Savings Goals

You set a target amount and an optional deadline. The app shows percentage progress, and completed goals are moved to history, documenting your progress over time.

Analytics and Metrics

You get specific data about your financial health:

  • Savings Rate: The ratio of income to expenses on a monthly, quarterly, or yearly scale.
  • Freedom Index: Calculates how many months you can survive without new income at your current spending level.
  • Distribution Charts: A clear visual of which budget section generates the highest costs.
  • Gemini Analysis: An optional, substantive AI commentary on your financial flows.

Full History and Editing

In the History section, you have a preview of every operation. You can edit or delete an entry at any time, ensuring full control over your database.

Categories and Spending Limits

You manage your own list of categories. For expense categories, you can set monthly limits that the system automatically monitors based on added entries.

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